Robert T Kiyosaki is one writer with clearcut, practical ideas on money. Recently I picked up his book ‘Cashflow quadrant’  and  it really rocks. I recommend all employees and self employed to read this book. May be all of his books starting from Rich Dad Poor dad.

Robert Kiyosaki, in his book ‘Cashflow Quadrant’ talks about the cashflow quadrants. The quadrants on the left are E-Employee and S-Self employed. The quadrants on the right are B-Business owner and I-investor.

The person in the ‘E’ quadrant looks for security. The people in the ‘S’ quadrant are the ‘do it yourself’ category. For this group money is not the most important. They value their independence, the freedom to do things their way, and to be respected as experts in their field. The person in the ‘B’ quadrant like to surround themselves with smart people from all four categories E,S,B,I. The true motto of a ‘B’ is ‘why do it yourself when you can hire someone to do it for you’. People in the ‘I’ quadrant (Investor) make money with money. They do not have to work becuase their money is working for them.


Why cutting up your credit cards wont make you rich?

Recently I picked up “Guide to becoming rich” without cutting up your credit cards by Robert T.Kiyosaki. Here I came across new terminologies/concepts  like ‘bad debt’ , ‘good debt’. This is a new revelation to me and Iam sure that this will make me richer :-). A very interesting read. More when I complete the book.

In Kiyosaki’s words ” If a person has a solid financial education, they would know that there are two kinds of debts; good debts and bad debts. A person with a sound financial education would know how to use good debt to make them richer faster…much faster than a person who only saves money and has no debts….”

Fun Quotient @ work

Recently I had an opportunity to train a small team of brilliant techies on SCRUM at a small organization (by head count). I had a great time there. This is one company where people laugh a lot. Nobody misses the slightest opportunity to laugh. I just loved it. An ideal fertile land for SCRUM.

This just make me wonder why people really dont laugh in corporates. After all, a person who works from the age of 22 till 60, works only for 13,870 days (without counting holidays). Why people dont laugh at work?….. What makes the difference?…… I just wonder !


Namasthe is the ‘Hello’ in Malayalam, which is my mother tongue. Today while doing the morning walk, I came across lot of other walkers. All of them except one was lost in their own worlds, thinking about the things they want to forget!. One person said ‘Good morning!’. Not a bad way to start the day. I felt slightly better by this greeting. Not a bad idea to greet all who come scross you today!. Here is my Namasthe to you!. Have a great day!

Thank You Faizal ! Congratulations !

  Dear Aby

Hope you are doing good.

I would like to thank you for all the support (be it training, material, provided for getting me the PMP certification. It was a real tough ride for me and was preparing for the last one year but finally I have got what I wanted.

Thanks once again.


Faizal, National Bank of Dubai

Professional inflexion points !

The other day I was just going through ‘Only a paranoid survives’ by Andy Grow. There he is talking of strategic inflexion points. This is very much true for careers as well. Around every 10 years, a major technological/managerial  revamp is happening and this new tide brings along with it it’s own challenges like obsolescence of your core competence as well as new opportunities.  It is up to the individual to cope up with this.

In the past 20 years I saw the arrival of desktops, emergence of the minis, relational databases, INTERNET, emails, blogs, elearning, ebusiness, podcasts, videocasts, CMM, Object orientation, ISO, Professional project management (PMP,PRINCE,SCRUM), the eveolution of the techno manager (techie to manager to techno manager). This list can go on and on. All these were opportunities as well as threats. They were opportunities to learn new stuff where as they were threats to my ‘current skill sets’.

It is all about embracing change as a professional strategy. I still believe that the best is yet to come 🙂

Responses from SCRUM team members

Yesterday I was with Zerone Consulting where I am the consultant for implementing SCRUM.  Sometime back, I trained the team on the SCRUM method and now they are executing projects using SCRUM. When I met them in a very informal setup, I casually asked for their response on SCRUM, and here are some…

The team accountability is better

Better motivation levels

Better productivity……

Iam sure that the list will grow further……

Nice way to start 2007

 I have successfully cleared PMP exam. Thanks to Aby. The PMP face2face session was very useful.   Padmayya Hiremath PMP

SCRUM for life

Just a thought. How about implementing SCRUM for life itself.

Product backlog – the goals, dreams we want to achieve

Sprint backlog  – action plan towards these goals for the next 30 days and defining the goals for the sprint  

Daily scrum meeting – self introspection on a daily basis on the progress made and updation of a burn down chart – planner

Demo – evaluation of planned Vs actuals on a monthly basis

Retrospective meeting – self introspection on the progress made during the 30 days

Every sprint can have a theme

Only pigs can advise. Chickens have to keep quiet

Wish you a very happy, peaceful and prosperous new year !